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Debt Recovery

What is involved?

We will explore the possibility of a settlement without the need for issuing court proceedings, whether that is a formal mediation, informal correspondence, or a round table meeting. Where that is not possible, we will issue or defend court proceedings and will take your case all the way to a trial in the County Court or High Court, whichever is appropriate for you. If the debtor fails to respond or pay within 14 days of receiving our letter, you can begin court proceedings.

This includes:

Preparing the court documents.
Submitting the court documents to the County Court Business Centre for issue.
Notifying you when the court have processed the claim and the deadline for the debtor to respond.

For this stage, the fees and disbursements are set out below and depend on the size of the debt and whether the claim can be sent to the court online or by post.

How much does this service cost?

We are able to offer a fixed fee service, unless a debtor files a defense to a claim.

Fixed Fee Speak with our team 01234 358 080

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Premier Solicitors offer a range of great value fixed fee legal services:

Pauline Lyons - Premier SolicitorsPauline Lyons - Solicitor

Together, with the team, Pauline specialises in effectively dealing with disputes that are born out of a deceased persons estate, these disputes are dealt with expertly and sensitively.

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Simple LBAs require the debtor to pay within 3, 7 or 14 days (with the choice being that of our client). These can be produced within 24 hours if all the information has been provided to us.

For fully compliant Pre-Action Protocol letters, the debtor has a minimum of 30 days to respond, and this can be extended to up to 90 days in complex cases. These can be produced within 24 - 48 hours depending on the level of complexity involved in the claim and the volume of accompanying documents.

Our fixed costs are:

To send a letter before action £75.00
+VAT at 20% £15.00
Total £90.00

To issue proceedings £250.00
+VAT at 20% £50.00
Total £300.00

To enter proceedings £250.00
+VAT at 20% £50.00
Total £300.00

To enter judgement £100.00
+VAT at 20% £20.00
Total £120.00

Enforcement action - To be discussed for each case.


Disbursements are costs related to your matter that are payable to third parties, such as court fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. Please keep in mind that, as with the legal fees, the disbursements will vary depending on the type of matter.

Basis Companies House Search is Free of Charge

Detailed Companies House Search £20.00 per search
+ VAT at 20% (£4.00)

Credit Check £20.00
+ VAT at 20% (£4.00)

Insolvency search is Free of Charge
Land Registry Search £20.00 (NO VAT)

Court Fees

Interest can be claimed on debts.

For business-to-business debt, this is 8% above the Bank of England base rate. For debts owed by consumers this is the County Court rate of 8%.

The above are an indication of the fees which you are likely to pay, however, if you provide us with full details of your matter, we can then provide you with a full quote; please call us today 01234 358080 or send us an enquiry using the online contact option for one of our Litigation team or email

If you would like further information or to discuss your legal needs, please do not hesitate to get in touch. Our team is here to help; please select 'Meet the Team' for information on the team who will be carrying out the work.

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Here When You Need Us

Premier Solicitors (Bedford) Ltd
Premier House
Lurke Street
MK40 3HU

01234 358 080
Meet the Team