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Re-Mortgage - Clear Pricing

What is involved?

All of the work required to complete the re-mortgage of your property, including dealing with registration at the Land Registry and dealing with redemption of any existing Mortgage on the property.


The average process takes between 4-8 weeks to reach completion. It can be quicker or slower, depending on the parties in the chain. For example, if this would be a first mortgage, with no charge to redeem, the matter will progress as soon as the mortgage offer is received, and the Lenders conditions complied with. If there is a Help to Buy mortgage to redeem, the matter will rely upon the response times of Help to Buy, who will require you to liaise directly with them to issue a redemption statement.

How much does this service cost?

The price will depend upon the level of experience of the relevant fee earner, the value of the property, the capacity of the fee earner and the complexity of the transaction, but our fees typically start from:
Legal fees £450.00* + VAT at 20% (£90.00)
Subtotal £540.00

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Fixed fee residential conveyancing with Premier Solicitors

Clear Pricing for Residential Conveyancing The above are an indication of the fees which you are likely to pay, however, if you provide us with full details of the transaction, we can then provide you with a full quote; please call us today 01234 358080 or send us an enquiry. Send Us An Enquiry

Premier Solicitors offer a range of great value clearly priced legal services:

Shameem Hussain - Premier SolicitorsShameem Hussain - Solicitor

Shameem graduated from University of Westminster with a degree in Law and subsequently completed the Legal Practice Course in 2017 before Joining Premier Solicitor in 2018 and qualifying as a Solicitor in 2021.

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*Please note that there are variations to these matters. Further fees can be charged where you are instead re-mortgaging a Leasehold property, or redeeming multiple mortgages, for example where you have a Mortgage and also Help to Buy Mortgage on the property.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. This normally is part of the monies we ask for on deposit so that we can begin the required searches. Please keep in mind that, as with the legal fees, the disbursements will vary depending on the type of matter.

On the basis that you own the property, the lender will often allow you to progress the matter without obtaining new Local Authority and Drainage Searches for the property. In this case, a No Search Insurance can be obtained to protect the Lender, which they will require to be obtained at your expense. There will be instances, however, where an up-to-date record of the property will be insisted upon by the Lender, and we can advise when this situation arises.


Land charges search £2.00 per person
Electronic ID check £15.00 + VAT at 20% per person (£3.00)
Bank transfer fee £35.00 + VAT at 20% per transfer (£7.00)
Land Tax - Charge is Based on property value
Search insurance - Charge is Based on property value

If you would like further information or to discuss your legal needs, please do not hesitate to get in touch. Our team is here to help; please select 'Meet the Team' for information on the team who will be carrying out the work.

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Premier Solicitors (Bedford) Ltd
Premier House
Lurke Street
MK40 3HU

01234 358 080
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